Sinaga JK, Br Ginting EM, Girsang FM, Hasyim. Analysis Of 5C Principles In Bank To Minimize The Occurrence Of Credit Contracts . ProBisnis [Internet]. 2023 Dec. 20 [cited 2025 May 19];14(6):572-8. Available from: https://www.ejournal.joninstitute.org/index.php/ProBisnis/article/view/364